A Guide For Insurance Of Convicted Drivers

On Wednesday, June 24th, 2015

As a driver, it can be a bit hard to obtain an insurance if you have ever been convicted. Even when you do it is often a bit high when compared with drivers who have never been on the wrong side of the law and never been convicted.

We are there to help out such situations. A quality insurance provider or service can cover driver who were convicted for the following reasons;

  • Driving minus insurance.
  • Speeding
  • Restricted from driving
  • Drunk driving
  • Drug driving
  • Dangerous driving
  • Failing to stop an accident.
  • Failing to observe traffic lights.
  • Driving while using mobile phones

Is insurance for convicted drivers expensive? Why?

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According to research, younger drivers are more prone to convictions as compared to older drivers who have more experience. No matter how small the reason for your convictions are, you are highly likely to still pay more since you are considered as more likely to cause an accident and therefore make a claim in the process. As a result, it can be harder for a convicted driver to be insured.

A good insurance company in this case would be a company that has majored in non-standard insurance for a number of years; we have a list of many insurance companies that we have been working with for many years and as a result, it is much easier to obtain insurance for you at a lower cost.

What convictions must you declare to an insurer?

When applying for insurance, it is not only driving convictions that are put into consideration. You should also tell your insurer about any other convictions that you have been acquitted for beforeaccording to UK conviction insurer www.convictioninsure.co.uk. If you fail to state this, your insurance will be invalid when you decide to make a claim.

How can convicted drivers get lower insurance?

As soon as you have found an insurance company that is ready and willing to give you an insurance cover, there are a few things you can do so as to get a lower insurance cost.

Higher Insurance Excess

This is the bit of insurance claim which is normally paid by the person applying for a claim. You can reduce your premium by paying more voluntarily. Normally, this figure would have been stated by the insurance company. Be realistic though and do not allow yourself to pay above what you will be able to pay when you need a claim.

Lower Mileage

For the case of drivers who cover a higher mileage annually will be required to pay more for it. You can therefore reduce your mileage to pay less.

By following these tips after a conviction for driving for whatever reason you can be sure to cut the cost of your insurance. These tips are proven to help in such a scenario and with time your insurance should resume to normal levels in terms of price. If you have any tips why not add them below in the comments.

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